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Supreme Court of India

Sant Rohidas Leather Industries and Charmakar Development Corporation Ltd. v. Vijaya Bank

Neutral citation
Reported as [2026] 4 S.C.R. 221
Bench Pamidighantam Sri Narasimha and Manoj Misra JJ.
Decided 19 March 2026

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

What the Court ordered

We are of the view that NCDRC was justified in dismissing the complaint even though the reasons recorded by it for such dismissal may not be entirely correct.

Judgment, page 18

From the headnote

Issue for Consideration Whether the appellant, a body corporate, while availing services of the Bank to deposit its surplus funds in an interest bearing term deposit, such as a Fixed Deposit Receipt (FDR), could be considered a consumer as defined in s.2(1)(d) of the Consumer Protection Act, 1986; whether the nature of allegations made in the complaint were such that they took the claim outside the purview of proceedings under the 1986 Act. Headnotes† Consumer Protection Act, 1986 – s.2(1)(d) – “consumer” – NCDRC dismissed the consumer complaint of the appellant, a body corporate on the

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