Supreme Court of India

M/s Citicorp Finance (india) Limited v. Snehasis Nanda

Neutral citation
Reported as [2025] 3 S.C.R. 866
Bench Sudhanshu Dhulia and Ahsanuddin Amanullah JJ.
Decided 20 March 2025

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

From the headnote

Issue for Consideration Whether on facts, the complainant-respondent would come under the definition of ‘consumer’ in terms of the Consumer Protection Act, 1986; whether any liability rested on the appellant to disburse the entire amount of Rs.31,00,000/- i.e., the remaining consideration amount for sale of the flat payable to the complainant-respondent by the borrower; whether borrower should have been joined in proceedings before the NCDRC. Headnotes† Consumer Protection Act, 1986 – s.2(1)(d) – Respondent- complainant took a housing loan of Rs.17,64,644/- from ICICI Bank and purchased a

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