Supreme Court of India

Manmohan Nanda v. United India Assurance Co. Ltd. & Anr

Neutral citation
Reported as [2021] 11 S.C.R. 1138
Bench Dr. Dhananjaya Y Chandrachud and B. V. Nagarathna JJ.
Decided 6 December 2021

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

2 Supreme Court benches have cited this judgment.

What the Court ordered

We hold that the Commission was not right in dismissing the complaint filed by the appellant herein.

Judgment, page 42

From the headnote

Consumer Protection Act, 1986 – s.21 – Insurance – Repudiation of claim on ground of suppression or no n-disclosure of material facts – Appellant intended to travel to the USA – Appellant was issued a overseas mediclaim business and holiday policy – The appellant was medically examined at the instance of respondent No. 1 insurance company prior to the consider ation of his request for issuance of a mediclaim policy – The medical r eport categorically noted that the appellant had diabetes-type II (m ellitus- II) – No other adverse medical condition was found – In the med ical exam report,

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