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Supreme Court of India

Export Credit Guarantee Corpn. of India Ltd. v. M/s. Garg Sons International

Neutral citation
Reported as [2013] 1 S.C.R. 336
Bench Dr. B.S. Chauhan and V. Gopala Gowda JJ.
Decided 17 January 2013

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

7 Supreme Court benches have cited this judgment.

What the Court ordered

We are of the view that only two claims which are subject-matters in Civil Appeal Nos. 1547 and 1557 of 2004 deserve to be allowed.

Judgment, page 12

From the headnote

Insurance - Contract of Insurance - Interpretation of - Held: While construing the terms of a contract of insurance, the words used therein must be given paramount imporlance, and it is not open for the Courl to add, delete or substitute any words -Since upon issuance of an insurance policy, the insurer undertakes to indemnify the loss suffered by the insured on account of risks covered by the policy, its terms have to be strictly construed in order to determine the extent of the liability of the insurer - It is not permissible for the courl to substitute the terms of the contract itself,

Authorities it was built on

Where later benches applied it

Of those, 3 relied on · 4 referred to

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