Supreme Court of India

Phoenix Arc Private Limited v. Spade Financial Services Limited & Ors.

Neutral citation
Reported as [2021] 15 S.C.R. 1079
Bench Dr. Dhananjaya Y Chandrachud, Indu Malhotra and Indira Banerjee JJ.
Decided 1 February 2021

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

2 Supreme Court benches have cited this judgment.

What the Court ordered

We hold that: (i) The decision of the NCLAT, in as much as it referred to Spade and AAA as financial creditors, is set aside.

Judgment, page 63

From the headnote

Insolvency and Bankruptcy Code, 2016 – ss.5(7), (8) – Financial creditor; financial debt – Sham/Collusive transaction s, if financial debts – Held: person can be categorised as a financial creditor if a financial debt is owed to it – s.5(8) stipulat es that the essential ingredient of a financial debt is disburs al against consideration for the time value of money – Money a dvanced as debt should be in the receipt of the borrower – Borrower is obligated to return the money or its equivalent along with the consid eration for a time value of money, which is the compensatio n or price payable

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