Supreme Court of India

Shri Shri Swami Samarth Construction & Finance Solution & Anr v. The Board of Directors of Nkgsb Co-op. Bank Ltd. & Ors.

Neutral citation
Reported as [2025] 7 S.C.R. 1851
Bench Dipankar Dutta and Augustine George Masih JJ.
Decided 28 July 2025

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

From the headnote

Issue for Consideration Lending banks/secured creditors, if under an obligation, in terms of the notification dated 29.05.2015 containing the “Framework For Revival And Rehabilitation Of Micro, Small And Medium Enterprises” (Framework), to identify “incipient stress” in the loan account of the MSMEs prior to classifying the loan account as NPA. Headnotes† Micro, Small and Medium Enterprises Development Act, 2006 – Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 – Loan account of the petitioner-MSME classified as NPA – Demand notice issued

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