Supreme Court of India

M/s Bengani Food Products Pvt Ltd and Another v. National Insurance Co. Ltd. and Others

Neutral citation
Reported as [2025] 7 S.C.R. 1756
Bench B.R. Gavai and Augustine George Masih JJ.
Decided 24 July 2025

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

What the Court ordered

In view of the above discussion, we find no fault with the decision of the NCDRC. The conclusions arrived at are supported by the record and are in consonance with the terms of the Insurance Policy calling for no interference.

Judgment, page 12

From the headnote

Issue for Consideration Whether the repudiation of the insurance claim by the first Respondent-Insurer was valid in light of the terms of the Marine Open Policy and the factual matrix of the case; construction of Clause 5 of the Inland Transit (Rail/Road) Clause and the insured’s obligations under Clause 8 thereof. Headnotes† Insurance – Marine Transit Open (Declaration) Insurance Policy – Repudiation of insurance claim of the Appellant- Insured, by the Respondent-Insurer, owing to damage of goods while being in transit at the Shalimar Railway Godown at Howrah in West Bengal – Repudiation

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