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Supreme Court of India

Sohom Shipping Pvt. Ltd. v. M/s the New India Assurance Co. Ltd. & Anr.

Neutral citation
Reported as [2025] 5 S.C.R. 33
Bench B.V. Nagarathna and Satish Chandra Sharma JJ.
Decided 6 April 2025

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

What the Court ordered

We hold that the special condition cannot be treated as a condition precedent to waive any liability under the policy.

Judgment, page 12

From the headnote

Issue for Consideration The present dispute hinges on the phrase “voyage should commence & complete before monsoon sets in”, a special condition contained in the contract for insurance between the parties, and raises questions regarding its validity, interpretation and materiality. Whether, the special condition in the policy schedule for voyage insurance stands breached justifying the de facto repudiation of the appellant’s claim by the respondent. Headnotes† Consumer Protection Act, 2019 – s.67 – Insurance Contract – The appellant company insured its voyage and the vessel with the

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