Supreme Court of India

Mansi Brar Fernandes v. Shubha Sharma and Anr.

Neutral citation
Reported as [2025] 10 S.C.R. 169
Bench J.B. Pardiwala and R. Mahadevan JJ.
Decided 12 September 2025

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

2 Supreme Court benches have cited this judgment.

What the Court ordered

Before parting, we observe that the right to housing is not merely a contractual entitlement but a facet of the fundamental right to life under Article.

Judgment, page 42

From the headnote

Issue for Consideration Whether the appellants, fall within the category of “speculative investors” so as to disentitle them from initiating proceedings u/s.7 of the IBC; whether the Ordinance/Amendment Act introducing threshold requirements for filing of s.7 IBC applications by allottees was applicable to the facts of the present case. Headnotes† Insolvency and Bankruptcy Code, 2016 – s.7 – NCLAT set aside the NCLT’s order and reversed the admission of the application filed u/s.7 by the appellants, holding that they were “speculative investors” and not genuine homebuyers/ financial creditors

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