Supreme Court of India

Sharda Associates v. United India Insurance Company Ltd

Neutral citation
Reported as [2022] 7 S.C.R. 548
Bench Dr. Dhananjaya Y Chandrachud and A. S. Bopanna JJ.
Decided 25 July 2022

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

From the headnote

Consumer Protection – Insurance claim – Deficiency in service – Insurance Policy – Interpretation of – Appellant insured JCB Excavator with respondent for Insured Declared Value of Rs 13.50 lakhs – While the excavator was being used for road making, a portion of the road gave way due to which the excavator fell into a deep ditch resulting in death of two people and tot al loss of the excavator – Appellant filed for insurance claim – R espondent repudiated the claim on ground that overturning of t he excavator was not covered in terms of the policy condition Indian M otor Tariff 47 (IMT 47) as

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