Supreme Court of India

Anju Kalsi v. Hdfc Ergo General Insurance Company Limited and Others

Neutral citation
Reported as [2022] 2 S.C.R. 287
Bench Dr. Dhananjaya Y Chandrachud and Surya Kant JJ.
Decided 21 February 2022

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

What the Court ordered

For the above reasons, we allow the appeals and set aside the impugned judgment of the NCDRC dated 24 March 2017.

Judgment, page 8

From the headnote

Consumer Protection – Insurance Policy – Special conditions of the policy – Notice of the special conditions under po licy to the account holder – The bank-second respondent, obtain ed an insurance cover from first respondent-insurer – Under the ins urance policy, all debit card holders were the beneficiary of the insurance cover – The appellant’s son was an account holder w ith the bank and had also availed debit card from the bank – Appe llant’s son died in an accident – Appellant as mother of the de ceased and nominee made a claim under the insurance cover – District Forum allowed consumer

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