Supreme Court of India

Bank of Baroda v. M/s Karwa Trading Company & Anr.

Neutral citation
Reported as [2022] 1 S.C.R. 1100
Bench M. R. Shah and Sanjiv Khanna JJ.
Decided 10 February 2022

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

What the Court ordered

In view of the above and for the reasons stated above the present appeal succeeds.

Judgment, page 13

From the headnote

Securitisation and Reconstruction of Financial Asse ts and Enforcement of Security Interest Act, 2002 – ss.13( 2), 13(4), 14 and 17 – Security Interest (Enforcement) Rules, 2002 – r.8 r/ w r.9 – Appellant (bank) granted term loan of Rs.100 lakhs and cash credi t limit of Rs.95 lakhs to respondent (borrower) again st security of two mortgaged properties – Borrower failed to repay the loan as per terms & conditions of the agreement – The accou nt of the borrower became NPA on 31.10.2012 – Notice u/s.13(2 ) of SARFAESI Act served upon the borrower on 07.01.2013 demanding sum of

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