Supreme Court of India

Jsk Industries Pvt. Ltd v. Oriental Insurance Company Limited

Neutral citation
Reported as [2022] 15 S.C.R. 581
Bench Dinesh Maheshwari and Aniruddha Bose JJ.
Decided 18 October 2022

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

What the Court ordered

We are of the considered opinion that the law, as laid down in Galada [Galada Power & Telecommunicati on Ltd. v.

Judgment, page 8

From the headnote

Insurance: Insurance Claim – Repudiation of – Appel lants took insurance coverage – However, insurance company rep udiated their claim on the ground that there was no suffici ent balance to cover the declaration and/or loss – State Commissio n as also National Commission rejected the claim – Held: Insurance company took a defense which did not form the basis of repud iation of the claim – National Commission ought not to have gone b eyond the grounds of repudiation and into the nature of cover age, which according to the National Commission had effectively changed f rom “anywhere in India to

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