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Supreme Court of India

Jacob Punnen & Anr. v. United India Insurance Co. Ltd.

Neutral citation
Reported as [2021] 9 S.C.R. 787
Bench K. M. Joseph and S. Ravindra Bhat JJ.
Decided 9 December 2021

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

1 Supreme Court bench has cited this judgment.

What the Court ordered

In view of the above discussion, this Court is of the opinion that the findings of the State Commission and the NCDRC cannot be sustained.

Judgment, page 31

From the headnote

Consumer Protection Act, 1986 – s.2(g) – Insurance policy – Renewal of – Limitations imposed on Insurer’s liabi lity – Non- disclosure by Insurer – Deficiency in service – Appel lants had an annual medical insurance policy with the respondent-insurer – Policy was renewed successively by paying appropriate premium — Policy containing fresh terms was issued after receipt of th e premium for the year 2008-09 – Introduction of the cap on the coverage by the insurer on certain types of surgical procedures – Second ap pellant underwent angioplasty in June 2008 – Appellants submitted claim to the

Authorities it was built on

Where later benches applied it

Of those, 1 mentioned

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