Supreme Court of India

Oriental Insurance Company Limited v. M/s. J.K. Cement Works

Neutral citation
Reported as [2020] 5 S.C.R. 50
Bench Mohan M. Shantanagoudar and R. Subhash Reddy JJ.
Decided 28 January 2020

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

What the Court ordered

In view of the above, the appeal stands dismissed . The Appellant is directed to pay the sum awarded by the NCDRC within a period of eight weeks from the date of this order, to the Resp ondent.

Judgment, page 9

From the headnote

Insurance: Standard Fire and Special Perils Insurance Policy – Covering damage inter alia by ‘Flood and inundation’ – Claim for loss caused due to heavy rainfall – Surveyor assess ed the loss stating that same was payable as per the terms and c onditions of the policy – Insurance Company repudiated the claim on the ground that loss was due to heavy rain and not flood or inundation – Consumer complain – Consumer Court allowed the cl aim of insured to the extent of the loss as assessed by th e surveyor – Appeal to Supreme Court – Held: Loss was covered by the policy – Damage caused by heavy

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