Supreme Court of India

Sangrur Sales Corporation v. United India Insurance Company Limited & Anr.

Neutral citation
Reported as [2020] 5 S.C.R. 44
Bench Dr. Dhananjaya Y Chandrachud and Hrishikesh Roy JJ.
Decided 17 January 2020

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

What the Court ordered

For the above reasons, we allow the appeal and set aside the impugned judgment and order of the NCDRC dated 7 March 2018.

Judgment, page 6

From the headnote

Consumer Protection – Appellant obtained Insurance P olicy from the first respondent to cover his shop – Shop wa s insured in the value of Rs.18 lakhs – Showroom in which the appellant carr ied on the business of sanitaryware collapsed as a resu lt of the excavation work being carried on in an adjacent plo t – Claim repudiated by the insurer – District Forum allowed the claim in the amount of Rs.18 lakhs with interest @ 9% p.a. f rom the date of the institution of the complaint – Upheld by Stat e Consumer Disputes Redressal Commission (SCDRC) – Reversed by National Consumer Disputes Redressal

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