Supreme Court of India

Hemiben Ladhabhai Bhanderi v. Saurashta Gramin Bank & Anr

Neutral citation
Reported as [2020] 3 S.C.R. 818
Bench Dr. Dhananjaya Y Chandrachud and Hemant Gupta JJ.
Decided 3 February 2020

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

From the headnote

Consumer Protection Act, 1986: Deficiency of servic e – Spouse of the appellant was account holder with the first responde nt bank – scheme was launched by an insurance company fo r the account holders of the respondent-bank – Under the t erms of the agreement between the insurer and the bank, the acc ount holder was required to submit a Form to the concerned officer of t he bank in order to avail insurance cover – Bank was to deduct Rs. 100 as premium from the account holder and forward it to the insurer – Insurance cover of Rs. 5 lakhs was offered – Appellant’ s case was that on 21 July

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