Supreme Court of India

Kanwaljit Singh v. National Insurance Company Ltd

Neutral citation
Reported as [2019] 10 S.C.R. 230
Bench Uday Umesh Lalit and Vineet Saran JJ.
Decided 14 August 2019

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

What the Court ordered

Accordingly, we allow this appeal to the extent that the respondent – Insurance Company shall pay to the appellant a sum of Rs.2,50,000 /- (two lakh fifty thousand) minus the amount already paid, towards final settlement of the medical insurance claim of the appellant.

Judgment, page 7

From the headnote

Insurance: Extent of liability of Insurance Company with regard to individual claim under “Parivar-Mediclaim for Family Policy” – In the instant case, appellant was taking individual mediclaim policies since 2007-2008 for his individual family members and in the year 2014-15, he took family mediclaim policy f or Rs.5 lacs – During validity of the family mediclaim poli cy, appellant’s son fell sick and was hospitalized for which medical bill wa s raised – Appellant filed claim – Insurance company initial ly repudiated the claim without assigning any reason – However, later cons idering that

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