Supreme Court of India

Anandrao Ramchandra Salunke v. Life Insurance Corporation of India & Anr.

Neutral citation
Reported as [2019] 5 S.C.R. 210
Bench Dr. Dhananjaya Y Chandrachud and Hemant Gupta JJ.
Decided 7 March 2019

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

What the Court ordered

For the above reasons, we are of the view that the method by which the computation was carried out was in accordance with the accepted and duly approved formula.

Judgment, page 15

From the headnote

Insurance Act, 1938 – s.1 13 – Life Insurance Policies – ”Sur render V alue”– Appellant obtained life insurance policy in November, 1993 – Sum insur ed was Rs.75,000/- – T erm of the policy was twenty five years – Policy envisaged the payment of quarterly premium of Rs 775/-, spr ead over hundr ed quar ters during the term of the policy – Last pr emium was payable in August, 2018 and the policy was to matur e in November , 2018 – In 2001, the appellant took loan of Rs.15,000/- by pledging the policy – In August, 2001 the appellant stopped paying the pr emium and applied for the r efund of the

Sign in free to read it

  • The full judgment, page by page, as published in the Supreme Court Reports
  • The ratio: what the Court held, verbatim, with the page it sits on
  • Every bench that relied on it, and every bench that argued against it
  • Search every reported judgment, by party, citation or question
  • Download the PDF, copy pinpoint citations ready for a filing
Sign in to read - for free

An email address, no password.