Supreme Court of India

The Authorised Officer, Indian Bank v. D. Visalakshi and Anr.

Neutral citation
Reported as [2019] 13 S.C.R. 177
Bench A. M. Khanwilkar and Dinesh Maheshwari JJ.
Decided 23 September 2019

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

What the Court ordered

We hold that the CJM is equally competent to deal with the application moved by the secured creditor under Section 14 of the 2002 Act.

Judgment, page 46

From the headnote

Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 – s.14 – Chief Judicial Magistrate (CJM) u/s. 14 – Competency of – There were conflicting views of different High Courts regarding the competency of the CJM to process the request of the secured creditors to take possession of the secured asset u/s. 14 of the 2002 Act – The High Courts of Bombay, Calcutta, Madras, Madhya Pradesh and Uttarakhand interpreted the said provision to mean that only Chief Metropolitan Magistrate (CMM) in metropolitan areas and the District Magistrate (DM) in

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