Supreme Court of India

New India Assurance Company Limited v. Rajeshwar Sharma and Ors.

Neutral citation
Reported as [2018] 14 S.C.R. 1181
Bench Dr. Dhananjaya Y Chandrachud and M. R. Shah JJ.
Decided 7 December 2018

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

3 Supreme Court benches have cited this judgment.

What the Court ordered

For the above reasons, we are of the view that both the State Commission and the High Court were in error in allowing the claim under the policy of insurance.

Judgment, page 11

From the headnote

Consumer Protection – Insurance Policy – Exclusion c lause exempting the insurer from liability – When attracted – Municipal Corporation demolished the front portion of the building owned by the insured – Claim of the insured that it was carrying on the business of sanitaryware in the premises and as a result of the dem olition, it suffered damage of Rs.19.55 lacs – Insurer contested th e claim on a policy of insurance obtained by the insured which contained exclusion exempting the insurer from liability for loss arising from the destruction of property caused “by order of the gove rnment or

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