Supreme Court of India

Oriental Insurance Company Ltd. v. Surendra Nath Loomba and Others

Neutral citation
Reported as [2012] 9 S.C.R. 1007
Bench K.S. Radhakrishnan J.
Decided 20 November 2012

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

What the Court ordered

In view of the aforesaid legal position the question that emerges for consideration is whether in the case at hand the policy is an "Act Policy" or "Comprehensive/Package C Policy".

Judgment, page 11

From the headnote

MOTOR VEHICLES ACT, 1988: s. 166 - Motor accident - Claimant traveling in offending vehicle lost both of his eyes - Compensation - Liability of insurer - Held: Whether the insurer would be liable or not would depend upon the nature of the policy when it is brought on record in a manner as required by law - When Certificate of Insurance is filed but the policy is not brought on record it only conveys that the vehicle is insured and nature of policy (whether it is "Act Policy" or "Comprehensive/Package Policy'~ cannot be discerned from the same - In the case at hand, the policy has not been

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