Supreme Court of India

Motor Owners Insurance Co. Ltd. v. Jadavji Keshavji Modi & Ors.

Neutral citation
Reported as [1982] 1 S.C.R. 860
Bench Y.V. Chandrachud, S. Mull.Taza Fazal Ali and D.A. Desai JJ.
Decided 29 September 1981

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

3 Supreme Court benches have cited this judgment.

What the Court ordered

We are of the opinion that it is appropriate to hold that the word "accident" is used in the expression "any one accident" from the point of view of the various claimants, each of whom is entitled to make a separate claim for the accident suffered by him and not from the point of view of the insurer.

Judgment, page 14

From the headnote

Motor Vehicles Act 1939, S. 95(2) as amended by Motor Vehicles (Amend­ ment) Act 1956,.S. 14-Scope of. "in all"-crany one accident"-Meaning of, Section 95 of the Motor Vehicles Act, 1939 prescribes the requirements of an insurance policy and the limits of liability thereunder. By sub-section (1) of section 95, a policy of insurance must insure the person or classes of persons specified in the policy to the extent specified in sub-section (2) against any liabi­ Jity which may be incurred by him or them in respect of the death of or bodily injury to any person caused by or arising out of the

Where later benches applied it

Of those, 1 referred to · 2 mentioned

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